BineClaim never takes a percentage of what you recover.
A collections attorney sends demand letters on firm letterhead, negotiates for you, and can sue on your behalf. You pay the firm's rates whether or not the client pays. BineClaim gives you the same sequence of steps as self-help software for a flat monthly fee, and never takes a percentage of what you recover.
| BineClaim | A collections attorney | |
|---|---|---|
| How you pay | Flat fee: $0 Free, $19/mo Starter, $39/mo Pro, or $49 once for one case. | Hourly rate, flat fee per letter, or a retainer set by the firm. You pay whether or not the client pays. |
| Percentage of what you recover | None. BineClaim never takes a percentage of what you recover. | Depends on the engagement; some firms work on contingency and keep a share of what is collected. |
| Demand letters | Four escalating stages, AI-drafted to your case facts, sent by email, SMS or USPS certified mail from inside the app. | Written by the attorney on firm letterhead. |
| If the client ignores the letters | You generate a 15-section small-claims court packet and file it yourself. The attorney referral guide is built in for cases that need a lawyer. | The firm can file suit for you and appear in court, at its rates. |
| Legal advice | No. BineClaim is self-help software, not a law firm. | Yes. A licensed attorney advises you on your specific case. |
| Getting paid | Client payment links, payment plans, early-payment discounts and autopay through Stripe; money goes to you. | Varies by firm; payments may pass through the firm's trust account. |
| Best for | Invoices inside your state's small claims limit where you are willing to file yourself. | Large or complex claims, clients who are out of state or in bankruptcy, or when you don't want to appear in court. |
The letters create a documented paper trail that strengthens any future legal action, including small claims court. Many clients pay when they receive a formal written demand, especially by certified mail, because it signals you're serious. If they still don't pay, BineClaim generates a complete 15-section court packet ready to file in small claims court, and the Starter and Pro plans include an attorney referral guide for cases that need a lawyer. BineClaim does not guarantee recovery.
No. BineClaim is a flat fee: $0 on the Free plan, $19/month on Starter, $39/month on Pro, or $49 once for a single case. BineClaim never takes a percentage of what you recover. Card processing (Stripe), certified mail postage and court filing fees are charged separately at cost.
No. BineClaim is self-help software built and operated by BineCloud LLC. It provides templates, checklists and workflows; it does not give legal advice and is not a substitute for an attorney.